Public news and announcements are brought to you by the Horry County Public Information Office.
Conway, South Carolina – The U.S. Department of Homeland Security and the Federal Emergency Management Agency (FEMA) has upgraded Horry County to a Class 7 rating in the National Flood Insurance Program’s (NFIP) Community Rating System (CRS). Horry County was previously rated as a Class 9. CRS is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements. The CRS program also recognizes a community’s efforts to reduce flood risk, facilitates accurate insurance ratings, and promotes the awareness of flood insurance.
Previously as a Class 9 community in 2010, there was approximately $314,313 in Flood Insurance Savings in the unincorporated areas of Horry County. Now as a Class 7 community, there will be approximately $875,147 in Flood Insurance Savings and residents who live in the floodplain in the unincorporated areas of the county and have flood insurance, will receive a 15 percent discount on their flood insurance premiums.
This is the first step in helping reduce flood losses and save lives. Horry County is committed to making the Floodplain Management Program a success and is already looking at ways to improve programs and improve the rating given by FEMA. For the next rating review, the county can increase their score by improvements within the program and improve their rating. A community accrues points to improve its CRS Class rating and points are awarded for engaging in any of 19 creditable activities, organized under four categories: public information, mapping and regulations, flood damage reduction, and warning and response.
Horry County would like to thank the following departments who assisted with the CRS process: Code Enforcement, Emergency Management, Planning, Geographical Information Systems (GIS) and Stormwater.
The new CRS rating went into effect May 1, 2017, and residents will receive their flood insurance premium reductions at the time of insurance renewals.
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